Who Receives the Insurance Check When a Leased Car Is Totaled? It’s a situation every driver dreads: a serious accident that results in your car being declared a “total loss.” When you own your car, the process is relatively straightforward. But when the totaled car is a lease, a layer of complexity is added, creating […]

Is It Illegal to Not Report a Car Accident to Insurance? What You Need to Know In the stressful moments after a minor fender bender, you might be tempted to handle things “off the books.” The other driver seems agreeable, the damage looks minimal, and you both want to avoid the hassle and potential rate

The Consequences of Wrecking a Financed Car Without Insurance It’s a nightmare scenario: the screech of tires, the crunch of metal, and the sudden, sickening realization that you’ve wrecked your car. This is devastating under any circumstance. But when the car is financed and you’ve let your insurance lapse, the accident is just the beginning

Do You Need Car Insurance to Register a Vehicle? Here’s What You Should Know You’ve found the perfect car, negotiated the price, and signed the paperwork. The final hurdle before you can legally hit the road is a trip to the DMV to get it registered. As you gather your documents, a critical question arises:

Do Car Dealerships Offer Temporary Insurance? What You Need to Know You’re at the dealership, basking in that new car smell. You’ve negotiated the price, secured financing, and you’re ready to sign the final papers and drive your new ride home. Then, the finance manager asks for your proof of insurance. Panic sets in. It’s