Can You Backdate Car Insurance? An Insurance Agent Explains the Hard Truth By Jessica Miller, Licensed P&C Insurance Agent In my 15 years as an insurance agent, I’ve heard every question imaginable. But there’s one that’s always asked in a hushed, hopeful tone, usually after a fender bender: “I forgot to pay my bill and […]
Can Car Insurance Be Backdated? A Detailed Guide Read Post »
DO DEPLOYED AIRBAGS MEAN YOUR CAR IS TOTALED? AN INSIDER’S GUIDE BY FRANK MILLER, CERTIFIED AUTO BODY SHOP OWNER For 30 years, I’ve been the guy who tells people what it will really cost to fix their wrecked car. I’ve seen it all, and I’ve negotiated with every insurance carrier you can name. One of
Does Insurance Total a Car When Airbags Deploy? A Detailed Guide Read Post »
Why Is My Homeowners Insurance Going Up? A 2025 Insider’s Explanation By Jessica Miller, Licensed P&C Insurance Agent With 15 years in the property and casualty insurance industry, I’ve had a front-row seat to the dramatic shifts affecting homeowners. I’ve personally handled thousands of policies and seen firsthand why that renewal bill in your mailbox
Why Is Homeowners Insurance Going Up? Read Post »
Do Ring Doorbells Actually Deter Burglars? Here’s What the Data Says By Alex Garrison, Retired Police Detective & Security Consultant During my 20 years investigating property crimes, I interviewed dozens of burglars. I’ve seen what makes a house an easy target and what makes a criminal turn around and walk away. Now, as a security
Do Ring Doorbells Actually Deter Burglars? Here’s What the Data Says Read Post »
USAA vs. State Farm: Which Homeowners Insurance Provider Offers Better Value? Choosing a homeowners insurance policy is one of the most critical financial decisions you’ll make to protect your largest asset. In the crowded U.S. insurance market, two names consistently stand out for their size, reputation, and customer loyalty: USAA and State Farm. USAA is
USAA vs. State Farm: Which Homeowners Insurance Provider Offers Better Value? Read Post »